1. Introduction
You would be able to wake up in the morning to find an addition to your bank account even after you have not been to work, making calls, or even leaving your house. Sounds like a dream, right? That is becoming reality to a number of people in Pakistan. How to build a passive income stream in Pakistan: Let’s Read.
Whether it is students in hostels, stay at home moms and office workers, most are establishing passive streams of income that makes them money even when they are engaged in doing another thing. No, you do not need to be wealthy, technological or connected. You only require a few hours, an internet connection, as well as patience to start.
I will take you through 10 viable methods that you can use to develop passive income in Pakistan in this blog. These are not theories, but things that real people are already doing.
2. Transform Your Competencies into Digital Solutions.
Suppose you are a good designer, planner or even writer. Why not put that knowledge and make a product that people can use?
You could make:
Study guides for students
Social media Canvas templates.
Resume or CV formats
ebooks in Urdu or English
Basic online courses
Selling point: Gumroad, Etsy, Payhip, or even WhatsApp groups.
Case study: Sana is a planner seller based in Karachi and began selling on Canva at the beginning of 2024. She renews her shop only after a month and earns over 150,000 on a regular basis.
3. Start a Simple Blog
Yes, blogs still work. In case you are fond of writing or expressing views, it can make you a money maker.
How to begin:
Use blogger or WordPress (both are user friendly)
Write articles that people are searching (when I think: exam tips, recipes, tech)
Make profits by adding advertisements or affiliate links.
Example Junaid is a fan of cricket originating in Lahore, and he began a blog in 2023. Talking about matches now he earns more than 500 a month.
4. Try Affiliate Marketing
This is easy: post the products you like and get a small commission once somebody purchases using your referral.
Start with:
Amazon Associates
Daraz affiliate program
ClickBank or Digistore24
Case study: Zoya is an Islamabad-based influencer who posts the skincare tips on Instagram. Her followers also make purchases using her links and she is now making a healthy income of over Rs. 200, 000/- in a month.
5. Start a YouTube Channel
You don’t need fancy gear. Most individuals only have a smartphone at hand.
What to do:
Select a subject that you are fond of (technology, cooking, life as a student)
Make short, useful videos
Add affiliate links or applications to the YouTube Partner Program.
Example Ali of Faisalabad leaves phone reviews. He reached 50K subscribers in a year and is currently making over 1200 per month.
6. Invest in Stocks or in mutual Funds (Even with Rs. 5,000)
Investment is a very intimidating concept, but need not be so. You need not worry about a huge sum.
Options in Pakistan:
Mutual funds Meezan, HBL or MCB.
Dividend paying stocks such as Hubco or Engro.
Applications such as MStock or visit a bank employee.
Scenario: Saqib of Islamabad invests 10,000 in mutual funds every month. He can now make 4,000 per month in the form of dividends.
7. Rent Out What You Don’t Use
Have an extra room? A camera you never touch? Sell it to someone at a fee.
Ideas:
Rent a room on Airbnb
Sell your DSLR on loan to photographers.
Offer parking in busy areas Ramen:
A student in Peshawar hired his DSLR to event photographers. He earned more than 100,000 within several months.
8. Sell Your Photos and Videos
In love with candy shots or sunsets? Don’t just post them, sell them.
Platforms to try:
Shutterstock
Adobe Stock
Begin with Pexels in order to create presence.
Case in point Haseeb of Multan shares nature photos. He gets about 200/-month on Shutterstock without traveling to another location.
9. Use Referral Bonuses in Apps
There are so many apps that will pay you to invite friends that it is easy to go over their head, but smart people make an income out of it.
Apps that pay:
Savyour
Dukan, Careem, and Foodpanda
Sample: A Karachi-based YouTuber created a simple video which describes Savyour. The single video earned the company more than Rs. 50,000 in referral revenue.
10. Create a Web Site and Sell it in the Future.
You are able to establish a small yet useful site, receive certain traffic and sell it at a profit.
Steps:
Install a site using Hostinger or Namecheap.
Write useful (niche is best) content.
Sell the site on Flippa at the time when it receives views.
Case in point: Sialkot based Imran created a study tips webpage named Student Hacks. He later sold it at a price of 1,300, 6 months later.
11. Print on Demand Shop Design.
Create something once, and market it forever.
Sites to try:
Redbubble
Teespring
Etsy (with Canva designs)
Case Study: a singer in Hyderabad posted 40 Urdu lines as t-shirt patterns. She currently earns $600 and above monthly with light Instagram promotion.
Final Thoughts
Passive income isn’t magic. It’s slow at first. However, when it begins to flow even a little stream is significant in the long run.
You don’t need money to begin. You just need to begin. Choose one idea, wait and do not give up in two weeks. The people earning today? They started just like you.
Also Read: Top 10 Remote Jobs You Can Start Today Without Investment.